As you may know, time is running out for open enrollment regarding Medicare advantage plans, or Medicare parts C as it is otherwise known as. Normally the open enrollment phase begins in November of each year however, this year it started on October 15 and will run through December 7. If you are 65 and not aware of this type of coverage then you need to read on. When the senior turn 65 they are automatically enrolled in traditional Medicare plans as you are probably aware. But in addition to that they are eligible to apply for Medicare supplements and Medicare part C. Medicare supplements help fill the gap between Medicare and your out-of-pocket expenses. Medicare part C plans are offered by private insurance carriers that are approved by Medicare. It offers the same coverage traditional Medicare as well as extra coverage such as dental, hearing, health and wellness, and vision programs.

 

As was stated above to enroll in a Medicare advantage plan you must do this during the open enrollment period.  Medicare supplement plans or Medicare gap insurance is eligible to a senior within six months of the date that they turn 65. When enrollment happens during this timeline the senior has guaranteed issue meaning that regardless of the condition of their health they will not have to go through the underwriting process. This will make many seniors eligible for this great type of coverage that they otherwise couldn’t get if they had to go through the underwriting process. Most large private insurance carriers such as United healthcare supplemental insurance offers this valuable coverage and they make it very easy to apply for.

 

Medigap Ins is very affordable and there are several plans available for you to choose from and if you are diabetic they will help you with your Medicare diabetic supply issues. The premium rates are based on several things such as, the condition of your health, your age, where you live, and if you are a tobacco user. Once you choose a plan the premium rates will be automatically deduct it from your banking account. You have the option of having this transaction happened on the first or 15th of each month. This will take the need for writing a check on a monthly basis out of the equation and give you peace of mind knowing that your premium will be paid on time each month and you will not have to be concerned about cancellation for nonpayment. Call 1-800-MEDIGAP and get your quote today.